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You’ll get a crystal clear picture of how your spending and investments affect your financial goals (early retirement? It only takes a few minutes to set up and after that everything is automated, so if you’re serious about tracking your net worth as you build your first million, you can grab your free account here.
Here’s the exact template I use – complete with budget built in and all: J’s Financial Snapshot.
If you’re not a spreadsheet guy and prefer something more automated (which is fine, whatever gets you to ), you might wanna grab yourself a free Personal Capital account.
If you’re not sure what you should include and what you shouldn’t, just start tracking the parts that are important to you and you can tweak it over time. The good, the bad, and even the most ugly months ;) But we “started from the bottom now we here!